CareClaim implementation and revenue-readiness boundary reconciled
Directed by Nicholas Lee · Produced with ChatGPT + Lovable read-only source review + official IRS/FSAFEDS guidance
Current source is an unpublished Stage 1 DCFSA calculator/marketing prototype. The calculator works locally, but authentication, uploads, provider requests, packet generation, reminders and payment/entitlement are not implemented, so no paid-and-fulfilled sale is claimed.
A read-only reconciliation confirmed that CareClaim currently implements a browser-only Dependent Care FSA balance/deadline calculator and marketing surface. The source describes later workflows—private uploads, provider certification, packet generation and paid packages—but those capabilities are not present in the current implementation and must not be presented as fulfilled product behavior yet. Current federal guidance supports the core market premise: the dependent-care assistance exclusion is $7,500 for tax year 2026 ($3,750 for married filing separately), while claim and grace-period deadlines remain plan-specific. FSAFEDS is only an example, with its 2026 benefit-period claims due April 30, 2027. Revenue acceptance therefore requires truthful capability copy, an owner-authorized offer, verified payment, entitlement, and an actually generated customer claim packet before a sale can be counted as fulfilled.